Poland unforgettable memories


Banknotes and Coins

Polish zloty is a legal tender in Poland (zł, PLN). Poland is expected to adopt euro (€) in ca. 2012 but even now it is possible to pay euro in many big shopping centers. Poland's currency comprises notes of 200, 100, 50 and 10 zloty denominations; and coins of 5, 2 and 1 zloty denominations. One zloty is divided into 100 groszy [gr] and there are coins of 50, 20, 10, 5, 2 and 1 gr denominations.

Exchange and ATMs / cash points

Złoty has a floating exchange rate and for current exchange rates check: http://www.xe.com/ucc/convert.cgi or http://www.nbp.pl

Currency can be exchanged in banks or in kantor (exchange office) but the easiest way is to draw out money using Bankomat - cash machine/cash point/ATM available on the streets of the all cities in Poland. The convenience is recommendable; exchange rate depends on your bank table of exchange.

Don't be a fool! Do not buy from the black-market. Don't risk! There is no reason to do that. If someone asks you for such a deal, the only reason is to cheat you.

Caution: In 1995, Poland re-denominated its currency and having bad luck you could got some old bills.

Credit Cards

Credit cards are commonly used in Poland. But some of them (AmEx and Diners' Club) could not be accepted. Be sure you have the right plastic before you order your dinner. Sometimes it is enough to check the collections of the logos of VISA, MasterCard etc. on the door when entering the restaurant or a shop. You can use your card almost everywhere but in small shops or small cities cash would be much effective. Always inform about your form of payment to avoid misunderstandings.


There are a lot of international banks in every Polish big city. So you can obtain cash from a bank or by a wire transfer through Western Union (http://www.westernunion.com )too.

In banks you can exchange your Traveller's or Eurocheques but remember that you have to pay a commission and stand in a line.